BARBARA'S TCHATZKAHS

In the late 1980s, two friends of mine died waiting for SSDI benefits from AIDS related cancers. They were hard working, smart people who had savings but blew through them... waiting. I, myself, had a good nestegg when I fell ill in 1995. It was two years before I finally got SSDI. Only then with the help of attorney because I was too gravely impaired to fight for myself. My nestegg was gone to medical expenses. My group disability demanded I pay them back every penny when SSDI kicked in finally. This is not unusual, people - check your policies - that is STANDARD OPERATING PROCEDURE! You have to pay it back! EVERYONE does ! I have never applied for State Aid, Food Stamps or Section 8 Housing help. Nor would I. I only applied for what I put in for the 22 years I worked and only because I needed it. I am now surviving on less income than I made in 1979. I can't sit up too long, it's painful to walk for long, my hands hurt and I have severe headaches. I still ...

I was at NYU Hospital in May 2009. While sitting there I picked up a magazine that talked about the importance of disability insurance. CLICK HERE FOR ARTICLE WHAT A COMPLETE CROCK!! The article was obviously a marketing tool bought & paid for by the insurance industry. Do yourselves a favor and google the name of your disability insurer + "complaints." Disability insurers do EVERYTHING they can to deny you. They play the numbers hoping you won't appeal, that you will be too sick to appeal or that you will just go away thinking there's nothing you can do. Insurance is a money-making operation and ONE OF THE LARGEST LOBBYING GROUPS IN WASHINGTON. I have spent enough time on the Hill talking to various representatives about ERISA Reform and the extremely predatory nature of insurance companies. Because I have experienced it for myself. "Lack of medical evidence" is used very often to deny claims because they are reviewed by clerks, NOT MEDIC...